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GCH.
Posted: 28 March 2012 20:40:53(UTC)
#1

Joined: 26/03/2012(UTC)
Posts: 8
Hi there,
looking for a little guidance on constructing a Portfolio of Diversified Investment Trusts to help with future inflation. My pension is capped at 2.5%.I am in receipt of income from my Henderson International Income Trust and,Henderson City Of London Trust topped up with some Cash Isa income. I see the cash Isa's getting drip fed into Investment Trusts in the future as and when to help provide a growing income. At present am looking to invest allowance for myself and wife into 2012/2013 Stocks and Shares ISA's.The picture is as follows.

36% Hend Inter Income ISA
7% Hend City of London ISA
22% 2012/2013 Allowance ISA's
35% Cash ISA'S

I may not need the income from any new Investments made for 5 years however the option to have this flexability are important to us and we would also require Capital Growth over Time.

Thanks

Gary.

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JohnW
Posted: 30 March 2012 11:18:04(UTC)
#2

Joined: 14/01/2012(UTC)
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Over the years City of London has done me proud! I also like Lowland and Temple Bar. All three I consider to be "Core holdings." You wont make money fast with these, but you wont loose money fast either. Add to these I hold some Monks, as a global growth fund, then spice things up with a little in a European and an Asian Trust, just to give a little excitement. But I'd still keep a good reserve in the cash ISA. Remember, you never loose money until you have to sell, and provided you dont need to sell you can always hold on until the market improves.
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TJL on 30/03/2012(UTC), GCH. on 30/03/2012(UTC)
David 111
Posted: 30 March 2012 11:49:18(UTC)
#3

Joined: 09/07/2010(UTC)
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Over the past few years the real growth in ITs has been in the Emerging Market and Asia Pacific sectors. Whether this will continue into the future is for you decide. However, if you want exposure to these sectors I would look at Templeton Emerging Markets and Scottish Oriental Smaller Companies and possibly one of the Aberdeen ITs.

Outside these sectors Murray International, Scottish Mortgage and Hansa are worth looking at. Don't forget to take the current discount into account. Murray International today trades at a premium of over 7%, while Hansa trades at about 17% discount.
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TJL on 30/03/2012(UTC)
hilhames
Posted: 30 March 2012 13:10:32(UTC)
#4

Joined: 23/03/2012(UTC)
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John Baron in the Investors Chronicle maintains a monthly portfolio of investment trusts the latest full column is February
http://www.investorschro...estment-trust-portfolio
You will probably have to register to gain access but the free part of IC is well worth keeping an eye on anyway.
They recently ran an article about ITs at a premium and some are worth paying - Murray was a case in point
I like Templeton and Scottish Oriental and Murrays and I haveEdinburgh Investment Trust run by Woodford I dont have experience of any of the others at the moment
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TJL on 30/03/2012(UTC)
Ken Adams
Posted: 30 March 2012 13:14:12(UTC)
#5

Joined: 13/02/2012(UTC)
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I like Edinburgh IT, Temple Bar and perhaps Murray International but this one has a large premium which ia why I would wait for it to fall. I also like two Aberdeen asian trusts for divdends: Aberdeen Asian smaller co's, and Aberdeen Asian Income. I think scottish Oriental has done well but this can not continue.
KEN
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hilhames on 30/03/2012(UTC), TJL on 30/03/2012(UTC)
hilhames
Posted: 30 March 2012 15:43:07(UTC)
#6

Joined: 23/03/2012(UTC)
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Ken Adams;14485 wrote:
I like Edinburgh IT, Temple Bar and perhaps Murray International but this one has a large premium which ia why I would wait for it to fall. I also like two Aberdeen asian trusts for divdends: Aberdeen Asian smaller co's, and Aberdeen Asian Income. I think scottish Oriental has done well but this can not continue.
KEN


Hasnt Murray Int been high for several years - not sure it will fall in present climate?
why wouldnt Scottish Oriental continue to do well - they dont have to find more and more places to put their money do they, not like a fund which will grow and grow if popular and the manager may struggle to find good homes for the money in emerging markets
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TJL on 30/03/2012(UTC)
david rogers
Posted: 30 March 2012 16:08:51(UTC)
#7

Joined: 01/04/2010(UTC)
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I assume capital preservation is also pretty important to you in which case you could well look at Personal Assets IT. You do not need to watch out for the discount or premium of price against net asset value as the company ""manages" the share price to keep it at or close to NAV.
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TJL on 30/03/2012(UTC)
xxxxx
Posted: 01 April 2012 18:27:11(UTC)
#8

Joined: 22/04/2010(UTC)
Posts: 50
The poster Luniversal on the Motley Fool discussion boards has done some fascinating indepth research into a basket of ITs over time. One of his latest postings is here:

http://boards.fool.co.uk...75780.aspx?sort=postdate
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