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Well...you live and learn - Capital Gains wrinkle
MarkSp
Posted: 16 January 2023 05:31:13(UTC)
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Tim D;253922 wrote:
MarkSp;253744 wrote:
So what is the value of a £25 per point CFD on a £1 share? with 10% leverage

£2,5k, or £25k?


For CGT purposes, it simply depends how much of a gain you make on it. Some abstract "value" while you're holding the CFD doesn't matter.. .the gain is the difference between what you paid and what you ultimately got for it when you got it.

On one site - https://www.asktraders.c...de/cfd-trading/cfd-tax/ - I see "Those with concerns about CGT might want to consider the option of spread betting tax-free."


Tim

Following a brush with HMRC 2007-2011 I send them every trade every year
The 50k line seems to divorce gain from value so there is a reporting requirement even if there is no Capital Gains Tax due

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Tim D on 16/01/2023(UTC)
Tim D
Posted: 16 January 2023 10:31:29(UTC)
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MarkSp;253925 wrote:
Tim D;253922 wrote:
MarkSp;253744 wrote:
So what is the value of a £25 per point CFD on a £1 share? with 10% leverage

£2,5k, or £25k?


For CGT purposes, it simply depends how much of a gain you make on it. Some abstract "value" while you're holding the CFD doesn't matter.. .the gain is the difference between what you paid and what you ultimately got for it when you got it.

On one site - https://www.asktraders.c...de/cfd-trading/cfd-tax/ - I see "Those with concerns about CGT might want to consider the option of spread betting tax-free."


Tim

Following a brush with HMRC 2007-2011 I send them every trade every year
The 50k line seems to divorce gain from value so there is a reporting requirement even if there is no Capital Gains Tax due


Uh, sorry... I'm not clear on what you're getting at.

A simplistic model of CGT is that there are two numbers of importance:
- A tax exempt amount E. If your total gains exceed E, then you need to report to HMRC.
- A reporting threshold R, and if the total proceeds of sales exceeds R then you need to report to HMRC.
In recent history the rule has been R=4xE. But it's now changing to R=£50,000.

It's not clear to me how that change could be said to "divorce gain from value". is there something obscure about CFDs which somehow worked when R=4xE but fails when R=£50,000? Either way R is just a number, so I'm puzzled what the issue might be (unless there's something odd about tax treatment of CFDs of which I'm unaware).

1 user thanked Tim D for this post.
Lesley J on 16/01/2023(UTC)
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