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Are you liable for your spouse's care fees?
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Dennis .
Posted: 08 July 2024 13:35:39(UTC)
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Joined: 26/12/2007(UTC)
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Here is a question posed to me by a relative. He believes that his wife will have to go into care in the near future, this means that care fees will be assessed on how much money she has. They live in a rented apartment so no house to sell. The question is "what about the situation where they have money in separate ISAs?" does the assessment in this case include the husband's money as well?
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Taltunes
Posted: 08 July 2024 13:47:06(UTC)
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As far as I know the answer is no, but if, for example, the wife withdrew money from her ISA and put it in her husband’s ISA this could be considered as deprivation of assets in which case any money transferred would still be counted as hers.
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2 users thanked Taltunes for this post.
Markkus on 08/07/2024(UTC), Captain Slugwash on 08/07/2024(UTC)
D Bergman
Posted: 08 July 2024 14:32:12(UTC)
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Even if they owned their home, as long as a partner (spouse, etc) is living there, then the home is not assessed for care home fees.

AFAIK the spouse's assets are also not included in the assessment.

However, I would suggest you contact Age Concern on their free advice line:
0800 678 1602. Lines are open 8am-7pm.

Alternatively contact your local Citizens Advice Bureau, but their lines tend to be very busy so Age Concern would be a better bet.
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8 users thanked D Bergman for this post.
Tony Peterson on 08/07/2024(UTC), Jay P on 08/07/2024(UTC), c brown on 08/07/2024(UTC), Markkus on 08/07/2024(UTC), Sheerman on 08/07/2024(UTC), Guest on 08/07/2024(UTC), Captain Slugwash on 08/07/2024(UTC), ANDREW FOSTER on 08/07/2024(UTC)
Sheerman
Posted: 08 July 2024 15:34:41(UTC)
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This might find some useful posts here too -

https://moneyforums.city...re-home-Fees---Help.aspx
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1 user thanked Sheerman for this post.
Jay P on 08/07/2024(UTC)
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