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Andrew1952
Posted: 02 February 2025 22:48:22(UTC)
#1

Joined: 06/07/2019(UTC)
Posts: 538
II and HL seem to pay a lot less than base rate on uninvested cash and I have
just noticed this document on the Aviva website that shows what they pay.

It looks like they just pay a flat 4.1% gross which is way more than the
stepped rates that the usual suspects pay us.

https://static.aviva.io/...erplatform/lf01087c.pdf

I arrived at this page by looking at the specification for the Aviva Stocks and Shares ISA
and followed the link to univested cash.
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Thrugelmir
Posted: 02 February 2025 22:55:48(UTC)
#2

Joined: 01/06/2012(UTC)
Posts: 5,329
Andrew1952;333014 wrote:
II and HL seem to pay a lot less than base rate on uninvested cash


What's the relevance of BOE base rate? This is the rate that banks can borrow at overnight to maintain the required level of liquidity on their balance sheets.
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Newbie
Posted: 02 February 2025 23:11:13(UTC)
#3

Joined: 31/01/2012(UTC)
Posts: 3,818
T212 pays 4.9% but this is a combination of Cash and MMQF's.
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AnthonyL
Posted: 03 February 2025 21:46:58(UTC)
#4

Joined: 27/07/2010(UTC)
Posts: 182
Fidelity are paying 3.2% AER on uninvested cash, and bit more if it is a SIPP so I don't mind too much having some there giving me a bit more flexibility on my withdrawals.

https://www.fidelity.co....ow-we-manage-your-cash/
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