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David Trimbler
Posted: 17 February 2025 07:48:35(UTC)
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Joined: 09/03/2019(UTC)
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Hi 40 yr old
Approx 400000 in combination of isa and trading account
Don’t need money currently

50% VwRL

50% ; fidelity global tech, royal London global equity select; invesco global ex uk enhanced index fund roughly 1/3 each split

Thoughts on this portfolio?
Thank you
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Chalky W on 04/03/2025(UTC)
Rory Barr
Posted: 20 February 2025 17:35:24(UTC)
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Joined: 18/11/2018(UTC)
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My thoughts are that it looks very similar to 100% VWRP but with higher fees.
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Cm258 on 20/02/2025(UTC), Chalky W on 04/03/2025(UTC), ANDREW FOSTER on 04/03/2025(UTC)
Big boy
Posted: 20 February 2025 17:50:47(UTC)
#3

Joined: 20/01/2015(UTC)
Posts: 6,673
Not a portfolio for me as pure speculation/gambling as don't know what you are buying and if under or overvalued.

Out of thousands of Funds how can you rank these no 1 and no 2....remember no one can tell the future and the past is no guide.

Sorry if not what you wish to know but I am a term investor only.
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You have to change your life
Posted: 20 February 2025 18:08:11(UTC)
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Joined: 17/11/2021(UTC)
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Big boy;335162 wrote:
Not a portfolio for me as pure speculation/gambling as don't know what you are buying and if under or overvalued.

Out of thousands of Funds how can you rank these no 1 and no 2....remember no one can tell the future and the past is no guide.

Sorry if not what you wish to know but I am a term investor only.






Big Boy, does a Funds ratio to its NAV tell you if it is under/overvalued? Relying on your vast knowledge because ..




It would make investing very simple, an unlosable game!
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Jon.Snow on 20/02/2025(UTC)
NPH
Posted: 22 February 2025 14:20:52(UTC)
#7

Joined: 26/01/2014(UTC)
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David Trimbler;334763 wrote:
Hi 40 yr old
Approx 400000 in combination of isa and trading account
Don’t need money currently

50% VwRL

50% ; fidelity global tech, royal London global equity select; invesco global ex uk enhanced index fund roughly 1/3 each split

Thoughts on this portfolio?
Thank you


Looks good to me, assuming you won't be needing the money for 10 years +.
I have learned to my cost that tinkering in pursuit of marginally better gains nearly always works out badly.
If you are going to move 1) what is wrong with what you have? 2) why is the new fund better?
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AlanT on 04/03/2025(UTC)
beresd
Posted: 04 March 2025 11:04:48(UTC)
#5

Joined: 14/02/2025(UTC)
Posts: 2
Big boy;335162 wrote:
Not a portfolio for me as pure speculation/gambling as don't know what you are buying and if under or overvalued.

Out of thousands of Funds how can you rank these no 1 and no 2....remember no one can tell the future and the past is no guide.

Sorry if not what you wish to know but I am a term investor only.



What does a portfolio look like to you?

And secondly, the past is a guide....not a guarantee but its a guide...or why are 1 3 5 and 10 year figures talked abut, ranked, yapped on at length?
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Chalky W
Posted: 04 March 2025 12:25:33(UTC)
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Joined: 02/01/2020(UTC)
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OP
For what it's worth -

Nowt wrong with what you've got.

As others have said, is it really doing anything different than 100% global tracker?
But, as others have also said, if you were going to change anything, what would give you similar/better returns for similar risk/sleepless nights etc?
And, as some have indicated, there are a million or more different ways to construct/hypothesise/value/differentiate your investments, but, for the 'average dude' is it worth the time and effort, and are these methods going to be any better/accurate?
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Big boy on 04/03/2025(UTC)
Big boy
Posted: 04 March 2025 12:33:53(UTC)
#6

Joined: 20/01/2015(UTC)
Posts: 6,673
beresd;336458 wrote:
Big boy;335162 wrote:
Not a portfolio for me as pure speculation/gambling as don't know what you are buying and if under or overvalued.

Out of thousands of Funds how can you rank these no 1 and no 2....remember no one can tell the future and the past is no guide.

Sorry if not what you wish to know but I am a term investor only.



What does a portfolio look like to you?

And secondly, the past is a guide....not a guarantee but its a guide...or why are 1 3 5 and 10 year figures talked abut, ranked, yapped on at length?




Re past performance ...I suggest past underperformance is a better buy so not sure how you evaluate if a SP in under or overvalued to-day...

We have seen many PIs chasing "past performance" with unfortunate results. In many cases investors getting in at all time highs..... For the record I would rate all FMs the same to-day as otherwise I am guessing/gambling and speculating on the future.

My portfolios are "low risk" with say 80 IT/ICs spread Globally by sectors and areas.
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Thrugelmir
Posted: 04 March 2025 12:49:14(UTC)
#9

Joined: 01/06/2012(UTC)
Posts: 5,316
David Trimbler;334763 wrote:


50% VwRL

50% ; fidelity global tech, royal London global equity select; invesco global ex uk enhanced index fund roughly 1/3 each split

Thoughts on this portfolio?
Thank you


Your portfolio. What's your rationale behind it? Holding a similar set of stocks in different funds in a dfferent % to a mainstream global index suggests that that you have different views.

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Mike ...
Posted: 04 March 2025 15:50:23(UTC)
#10

Joined: 16/03/2023(UTC)
Posts: 39
Are you comfortable with the possibility of a c50% pullback?

It has happened twice since 2000 so recent history suggests it isn’t beyond the realms of possibility.
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