Hi Busy Bee,
This is a really good question about financial advisers and their qualifications which deserves (and requires) an answer that is too long for the forum!
Can I suggest you read a <a href="http://www.citywire.co.uk/money/choosing-a-financial-adviser-ifa-or-cfp-which-is-better/a457433?ref=citywire-money-latest-news-list">separate article</a> I've just published. Hope it helps.
Gavin