Bulldog Drummond;152010 wrote:
Yes, I pay Handelsbanken £25/month for current account and high limit charge card. That comes with a high overdraft at 8% if I ever want to use it.
Appreciate I'm naive, but an 8% overdraft fee puzzles me.
I always thought banks loved a high-roller "oh sir you'd like £100k interest free loan, of course that is done instantaneously for you" and just focused on charging those who could least afford it "ah, your gas bill direct debit has taken you £10 overdrawn, that will be a £25 charge to you".