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Rookie Investor
Posted: 10 March 2025 21:36:08(UTC)
#3571

Joined: 09/12/2020(UTC)
Posts: 2,087

Thanks: 1343 times
Was thanked: 3639 time(s) in 1417 post(s)
ben ski;337150 wrote:
I don't think stocks being down 8% quite justifies putting the Democrats back in so they can flood every US state with illegals and rig the vote system for the next century.

Americans have a real economy to worry about – they don't just sit at home hoping their S&P tracker will keep going up. Retirement investors with bonds are doing absolutely fine – barely a blip.


And on the citywire forums, every 1-2% fall in S&P is met by panic and end of the world as we know it because of the orange man. Or the start of the secular bear and US is un-investible.

It is the classic retail investor way of thinking.

Not saying this isn't the start of a deep draw-down, but I never felt I had luck so I invest long term with patience.

My nephews would be happy though for a deep correction because there is cash ready to be invested for them.
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4 users thanked Rookie Investor for this post.
Jay P on 10/03/2025(UTC), ben ski on 10/03/2025(UTC), Robin B on 10/03/2025(UTC), Guest on 11/03/2025(UTC)
DIY Investing
Posted: 10 March 2025 22:08:01(UTC)
#3574

Joined: 29/09/2018(UTC)
Posts: 3,828

Thanks: 2322 times
Was thanked: 10686 time(s) in 3136 post(s)
A bear market is always welcome. I prefer lower prices to higher ones.

However, I doubt this is really the start of one. Probably just another storm in a teacup.
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2 users thanked DIY Investing for this post.
Guest on 11/03/2025(UTC), dlp6666 on 11/03/2025(UTC)
ANDREW FOSTER
Posted: 10 March 2025 22:19:25(UTC)
#3576

Joined: 23/07/2019(UTC)
Posts: 8,120

$120 billion wiped off tesla just today.

And the rout looks to continue.

French agents burning their car stocks to claim insurance money - alledgedly...

Still a way to go to reach the P/E of the world's number one EV maker though.
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Robin B
Posted: 10 March 2025 23:00:21(UTC)
#3561

Joined: 01/04/2024(UTC)
Posts: 1,522

Thanks: 1519 times
Was thanked: 4633 time(s) in 1246 post(s)
Sara G;337148 wrote:
SF100;337144 wrote:
[quote=Robin B;337142][quote=SF100;337138]
LoL
Can you keep your drivel to yourself please
This threads confusing enough as it is


If true this would be quite useful. The HSBC tracker is the cheapest, too, I believe. I'm confused by the back and forth between you both here. SF100, are you saying there's no difference in terms of dealing / valuation points between trackers? It would be useful to be able to discuss this without the topic being lost amid the personal insults.



SF100 seems to have had a fall out with his boyfriend, poor lad. Taking out his frustration on here...

He is probably right, although chose to put it across in a cryptic and confusing way.

It had also been my understanding that the valuation point would come after the dealing time, as per other funds, but when I phoned up HSBC Asset Management and asked, was told that if I bought by noon, that I'd get the previous day's valuation. I even repeated this back to the person as I was surprised by it. She wasn't a native English speaker but seemed fluent enough and confident, and confirmed that my understanding was correct.

I have been unable to check this against my own dealing records because of the way the information is presented so I will phone them again tomorrow and check. I will report back what I am told - if my post was incorrect I will say so in a new post, and apologise in advance if it is so.

The valuation points of funds can vary. E.g. the Vaguard all cap fund has a dealing deadline of 11am but is priced at 9pm GMT that day when the US markets close. A lot can happen in that time. Still, the principle is usually forward pricing.
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1 user thanked Robin B for this post.
Guest on 11/03/2025(UTC)
Newbie
Posted: 10 March 2025 23:07:10(UTC)
#3575

Joined: 31/01/2012(UTC)
Posts: 3,818
DIY Investing;337162 wrote:
A bear market is always welcome. I prefer lower prices to higher ones.

However, I doubt this is really the start of one. Probably just another storm in a teacup.

But the tea-lady predicted this downturn, surely justifying her wisdom with what must be proven logic, she also predicted the last 5 which did not happen but were going to had it not been for the

Crystal ball man who kept calling the bottom of the market and getting the record player to keep going round. This was not helped by the clock chiming twice a day or the

Board carrying and Tarot card reading couple who just kept saying the end of the world is but a day away.

Got all confused so began to leave - but on the way out, the doorman muttered something about doubting he would see me again despite the merry-go-round just spinning and nearly all the visitors just kept coming back for more.

Intrigued, I enquired as to why he would think that, to which he explained that the ones who leave without really buying into any of that just keep to their long term plans by regularly adding to their portfolios and visiting the coffee shop next door or the bar opposite, or the restaurant down the road, or asleep.
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Peanuts
Posted: 11 March 2025 06:34:18(UTC)
#3577

Joined: 16/02/2019(UTC)
Posts: 1,482

Thanks: 2450 times
Was thanked: 2402 time(s) in 923 post(s)
Thank heavens for diversification.

VWRP YTD -5%
VAGS YTD +1.16%




“Reversion to the mean is the iron rule of the financial markets.” - John Bogle
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2 users thanked Peanuts for this post.
LondonYank84 on 11/03/2025(UTC), bill xxxx on 11/03/2025(UTC)
Dunno
Posted: 11 March 2025 07:47:18(UTC)
#3562

Joined: 09/04/2024(UTC)
Posts: 66
Robin B;337166 wrote:
Sara G;337148 wrote:
SF100;337144 wrote:
[quote=Robin B;337142][quote=SF100;337138]
LoL
Can you keep your drivel to yourself please
This threads confusing enough as it is


If true this would be quite useful. The HSBC tracker is the cheapest, too, I believe. I'm confused by the back and forth between you both here. SF100, are you saying there's no difference in terms of dealing / valuation points between trackers? It would be useful to be able to discuss this without the topic being lost amid the personal insults.



SF100 seems to have had a fall out with his boyfriend, poor lad. Taking out his frustration on here...

He is probably right, although chose to put it across in a cryptic and confusing way.

It had also been my understanding that the valuation point would come after the dealing time, as per other funds, but when I phoned up HSBC Asset Management and asked, was told that if I bought by noon, that I'd get the previous day's valuation. I even repeated this back to the person as I was surprised by it. She wasn't a native English speaker but seemed fluent enough and confident, and confirmed that my understanding was correct.

I have been unable to check this against my own dealing records because of the way the information is presented so I will phone them again tomorrow and check. I will report back what I am told - if my post was incorrect I will say so in a new post, and apologise in advance if it is so.

The valuation points of funds can vary. E.g. the Vaguard all cap fund has a dealing deadline of 11am but is priced at 9pm GMT that day when the US markets close. A lot can happen in that time. Still, the principle is usually forward pricing.


Would be good to clarify this. Must admit from my own experience I think orders I’ve placed before noon, and I actually usually place them by 9am using iWeb, get dealt at the forthcoming valuation and not at the previous day’s valuation. The price currently showing for this fund is 315.23 as at 10 March, I don’t think you’ll get that if you put an order in this morning.
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NPH
Posted: 11 March 2025 09:01:14(UTC)
#3578

Joined: 26/01/2014(UTC)
Posts: 65

Thanks: 87 times
Was thanked: 81 time(s) in 37 post(s)
About 3 weeks ago I started a thread on whether it was time to look beyond the global tracker, as Vanguard published research predicting lower returns from US large caps and given the US/large cap concentration risk even in global funds.
The response was that the research was 'toilet paper', that 100% risk on was the way to go, etc.
Now the US markets have fallen back to where they were about 6 months ago, and some people have liquidated their entire portfolios and are talking about a generational loss of wealth.
I'm starting to think this forum isn't the source of sober, helpful comment I was hoping for.
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2 users thanked NPH for this post.
mcminvest on 11/03/2025(UTC), lizafi on 11/03/2025(UTC)
Wave Action
Posted: 11 March 2025 09:05:53(UTC)
#3568

Joined: 30/11/2023(UTC)
Posts: 391
Dunno;337188 wrote:
Robin B;337166 wrote:
Sara G;337148 wrote:
SF100;337144 wrote:
[quote=Robin B;337142][quote=SF100;337138]
LoL
Can you keep your drivel to yourself please
This threads confusing enough as it is


If true this would be quite useful. The HSBC tracker is the cheapest, too, I believe. I'm confused by the back and forth between you both here. SF100, are you saying there's no difference in terms of dealing / valuation points between trackers? It would be useful to be able to discuss this without the topic being lost amid the personal insults.



SF100 seems to have had a fall out with his boyfriend, poor lad. Taking out his frustration on here...

He is probably right, although chose to put it across in a cryptic and confusing way.

It had also been my understanding that the valuation point would come after the dealing time, as per other funds, but when I phoned up HSBC Asset Management and asked, was told that if I bought by noon, that I'd get the previous day's valuation. I even repeated this back to the person as I was surprised by it. She wasn't a native English speaker but seemed fluent enough and confident, and confirmed that my understanding was correct.

I have been unable to check this against my own dealing records because of the way the information is presented so I will phone them again tomorrow and check. I will report back what I am told - if my post was incorrect I will say so in a new post, and apologise in advance if it is so.

The valuation points of funds can vary. E.g. the Vaguard all cap fund has a dealing deadline of 11am but is priced at 9pm GMT that day when the US markets close. A lot can happen in that time. Still, the principle is usually forward pricing.


Would be good to clarify this. Must admit from my own experience I think orders I’ve placed before noon, and I actually usually place them by 9am using iWeb, get dealt at the forthcoming valuation and not at the previous day’s valuation. The price currently showing for this fund is 315.23 as at 10 March, I don’t think you’ll get that if you put an order in this morning.


We don't know for sure but a simple guide can be seen from the VWRL ETF tracker . Look at the noon VWRL prices over two trading sessions and compare with the same HSBC closing prices . There'll be discrepancies as the ETF is live and HSBC daily volumes need to be considered. You'd think if the market was up say 1% at noon then closed flat at 4.30 pm this would need to be calculated in the next day price for the HSBC fund.

10 day closing chart for VWRL

https://bigcharts.market...ggle=false&state=11

Historical closing prices..

https://markets.investor...storical?s=VWRL:LSE:GBP

https://markets.investor...rical?s=GB00BMJJJF91:GBP
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Peanuts
Posted: 11 March 2025 09:25:28(UTC)
#3582

Joined: 16/02/2019(UTC)
Posts: 1,482

Thanks: 2450 times
Was thanked: 2402 time(s) in 923 post(s)
NPH;337196 wrote:

I'm starting to think this forum isn't the source of sober, helpful comment I was hoping for.


I disagree. There are some very helpful, knowledgeable, experienced investors on here. But like all forums though you’re always going to get one or two loudmouth, aggressive, ignorant posters. But enough about Rookie..
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2 users thanked Peanuts for this post.
Sheerman on 11/03/2025(UTC), mcminvest on 11/03/2025(UTC)
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