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OmegaMale
Posted: 22 October 2024 19:55:34(UTC)
#21

Joined: 02/07/2020(UTC)
Posts: 535

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From https://www.nsandi.com/products/premium-bonds

21,000 to 1 for every £1 Bond in the monthly prize draw (variable)
(until the November 2024 prize draw)
22,000 to 1 for every £1 Bond in the monthly prize draw (variable)
(from the December 2024 prize draw)

and

4.40%, variable (until the November 2024 prize draw)
4.15%, variable (from the December 2024 prize draw)

OM
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4 users thanked OmegaMale for this post.
bingo on 22/10/2024(UTC), Guest on 22/10/2024(UTC), Jay P on 22/10/2024(UTC), Helen L on 23/10/2024(UTC)
Keith Cobby
Posted: 22 October 2024 20:30:32(UTC)
#22

Joined: 07/03/2012(UTC)
Posts: 5,063

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Ours (£100k) have been in the draw for 2 months:

Sep £475 (£250, £225)

Oct £200 (£100, £100)
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2 users thanked Keith Cobby for this post.
lenahan on 27/10/2024(UTC), Mr Bean on 03/11/2024(UTC)
OmegaMale
Posted: 27 November 2024 09:49:15(UTC)
#25

Joined: 02/07/2020(UTC)
Posts: 535

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Was thanked: 1061 time(s) in 377 post(s)
From https://www.nsandi.com/products/premium-bonds

4.15%, variable (December 2024 prize draw)
4.00%, variable (from the January 2025 prize draw)

OM
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2 users thanked OmegaMale for this post.
Helen L on 27/11/2024(UTC), Jane Daisy on 27/11/2024(UTC)
SF100
Posted: 27 November 2024 13:25:53(UTC)
#23

Joined: 08/02/2020(UTC)
Posts: 2,259

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Keith Cobby;323121 wrote:
Ours (£100k) have been in the draw for 2 months:

Sep £475 (£250, £225)

Oct £200 (£100, £100)


hehe, the gobshyte strikes again

A blurt from May 2020:

Keith Cobby;116396 wrote:
What i would tell my 21 year old self is:
Never lend money to the government.
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1 user thanked SF100 for this post.
Bob Brook on 27/11/2024(UTC)
Ramondo
Posted: 03 December 2024 10:53:44(UTC)
#26

Joined: 20/10/2018(UTC)
Posts: 701
Just looked at P/Bond prize checker, Xmas has come early! £600- winnings, which boost's % return on £50K to 5.50%, best month and year's winnings ever by far.

I realise that prize money will decrease now on, but one of the few ways to keep savings out of taxation.
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Keith Cobby
Posted: 03 December 2024 11:02:19(UTC)
#28

Joined: 07/03/2012(UTC)
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December draw today, we got £50 & £1,000!
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Ramondo on 03/12/2024(UTC)
Sara G
Posted: 03 December 2024 11:31:46(UTC)
#29

Joined: 07/05/2015(UTC)
Posts: 4,042

Thanks: 13081 times
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Below average luck here, sadly. £50 this month on a £50K holding. I've been in since June with a cumulative return that works out to an annualised rate of 3.17%. I will give it a year and then review.
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Ramondo on 03/12/2024(UTC)
WealthTransfer
Posted: 03 December 2024 14:10:39(UTC)
#27

Joined: 10/03/2021(UTC)
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Ramondo;327607 wrote:
Just looked at P/Bond prize checker, Xmas has come early! £600- winnings, which boost's % return on £50K to 5.50%, best month and year's winnings ever by far.

I realise that prize money will decrease now on, but one of the few ways to keep savings out of taxation.


Very nice indeed. My highest win this year was £400.

Today, just £25, bringing my total this year to £2,025 so 4.05%.

Not great by any means, especially with inflation factored in. But it suits me for the time being as I'm hoping to get on the property ladder so the tax saving is good.
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Ramondo on 03/12/2024(UTC)
Jane Daisy
Posted: 03 December 2024 14:34:30(UTC)
#31

Joined: 10/06/2024(UTC)
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I've just been looking at my winnings over the past 4yrs, £50K held.

2021 £300
2022 £925
2023 £1475
2024 £2575 (includes £1000)

So not sparkling but it is a "safe" home and I'm happy to leave them and keep my fingers crossed the big one comes up.
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3 users thanked Jane Daisy for this post.
Newbie on 03/12/2024(UTC), Ramondo on 03/12/2024(UTC), Sheerman on 03/12/2024(UTC)
JohnW
Posted: 03 December 2024 15:00:20(UTC)
#32

Joined: 14/01/2012(UTC)
Posts: 582
Personally, not interested. I was gifted one PB. I held it for 20 years and never won a brass farthing. I'd rather stick it on the 2-30 at Haydock. At least I would then get a little excitement from it. And I'm not really interested in that either!
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