Robert D - what's wrong with a SIPP?
Should only those either in public sector DB schemes or payroll private sector staff have pensions?
Why shouldn't a self-employed person have the same pension tax framework as someone working at, say, Google?

And NIC taken from private pensions in drawdown.

Not if only applied to DC pensions, it isn't.
https://fabians.org.uk/w...ug-24-for-pdf-fixed.pdf

"Charge employee national insurance on private pension incomes (with an annual allowance that would exempt small pensions)."

A Proposal in line with one of the Principles-

"Pension tax reform should encourage high-quality pensions - and at least ‘do no harm’ to existing defined benefit schemes".

It seems that a similar raid on public sector pensions cannot be contemplated because the taxpayer would have to compensate the poor wretches in kind.

"In our 2022 report we pointed out that some of this tax relief cannot easily be reallocated. In 2022/23, £22bn (34 per cent of relief on contributions) was allocated to public sector pension schemes. If this money was withdrawn the exchequer would have to either compensate public employers in other ways or reduce the generosity of pensions".

A recognition it ain't fair, but a shrug of the shoulders anyway.

"In examining reforms, the first instinct should be to seek to apply the same rules to all pension schemes to retain consistency. However, carve-outs or separate but parallel reforms should be considered for DB pensions if the impact of any general changes were to risk the financial sustainability of schemes or creates very high administrative burdens. Any such exemptions should only apply to pension schemes that are available on the same terms to all employees to prevent senior executives creating DB pensions only for themselves for tax-related reasons."

Still, it might do the Annuity industry a bit of good.

Most of what I see of adviser/tax wonks freaking out over flat rate relief "complexity" is to do with DB schemes. There, the "employer's contribution" isn't earmarked for any one individual, it's just whatever's needed to keep the scheme funded. But flat rate relief means it does matter what tax rate the beneficiaries are on. See e.g https://www.aegon.co.uk/...-to-be-the--fall-guy---#

Why should JISAs be scrapped or ISAs capped. JISAs replaced the CTF introduced by Labour as an admin light bare trust. ISAs were introduced by Labour to replace PEPs and TESSAs. I doubt that contribution limits will be reduced, but rather left to be eroded through inflation. Although perhaps seen as generous allowances, relatively few people can invest the full amount every year (same with pensions). Why would Labour harm a successful product they introduced and one which encourages saving from taxed income. There's too much hysteria around the forthcoming budget.