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Percentage of UK Assets - User Poll
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Mr TIPS
Posted: 22 January 2025 10:21:23(UTC)
#1

Joined: 12/12/2020(UTC)
Posts: 123
Hi,

I would like to conduct a user pole as to what percentage of your assets are invested in the UK.

The UK stocks about 4% of equity global assets.
There is a lot of bad news about the UK economy (that I suspect is priced in) but not everything abroad is rosy. With a long investment horizon (15+ Years) I would definitely look to keep my percentage of UK risk assets no higher than the global averages. I would also be 100% Risky Assets.
However I am in my mid 60's and I want to ameliorate the 'Returns Risk' so have monies outside SIPP/ISA to 'lower risk' allocations.
I appreciate your replies are dependent on where you are in your investment journey.

Thanks

Pole Questions.
1. What percentage of your risky assets are invested in the UK.
(For sake of argument lets say companies that are domiciled in the UK/Channel Islands even through their earning may well be generated abroad.)
2. What percentage of your lower risk assets are invested in GBP.

My Number are:-
1. 15%
2. 100%
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Big boy
Posted: 22 January 2025 11:50:07(UTC)
#2

Joined: 20/01/2015(UTC)
Posts: 6,676
Can you clarify risk please...

Clearly Bonds and equities are high risk as you can loose 100% of your investment.

Reduced risk would be Funds/IT/ICs with a spread of risk but those with gearing or structure are higher risk as could loose 100% on significant fall in assets.

ZDPs were always described by experts as "assured growth' and lower risk but clearly not Guaranteed growth.

Gilts are almost 100% guaranteed as backed by UK Government so low risk but you can still loss money if you get your timing wrong..

I cant work out if I should have 1,2,7, or 25% in any area so I leave all decisions to the 80 or so expert Global Mangers plus I am buying in at a discount to Global Investors. Clearly this makes mathematical sense and improves my chances of adding value.

For the record my % of UK Assets is what it is as I leave it to the markets/managers to direct me to the best places.....My exposure to UK would be as a result of DD rather than speculating with a figure.
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Keith Cobby
Posted: 22 January 2025 12:16:33(UTC)
#3

Joined: 07/03/2012(UTC)
Posts: 5,061
Approx 3%
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ANDREW FOSTER
Posted: 22 January 2025 12:35:03(UTC)
#4

Joined: 23/07/2019(UTC)
Posts: 8,101
Mr TIPS;331866 wrote:
Hi,

I would like to conduct a user pole as to what percentage of your assets are invested in the UK.

The UK stocks about 4% of equity global assets.

There is a lot of bad news about the UK economy (that I suspect is priced in) but not everything abroad is rosy. With a long investment horizon (15+ Years) I would definitely look to keep my percentage of UK risk assets no higher than the global averages. I would also be 100% Risky Assets.
However I am in my mid 60's and I want to ameliorate the 'Returns Risk' so have monies outside SIPP/ISA to 'lower risk' allocations.
I appreciate your replies are dependent on where you are in your investment journey.

Thanks

Pole Questions.
1. What percentage of your risky assets are invested in the UK.
(For sake of argument lets say companies that are domiciled in the UK/Channel Islands even through their earning may well be generated abroad.)
2. What percentage of your lower risk assets are invested in GBP.



My total UK is currently 24% so failry 'overweight' ATM

Made of roughly

UK Equities :- 15%
UK Corporate Bonds/Fixed Income :- 9%
UK Gilts :- 0%

I have FTSE 100, Royal London UK Income, L&G, M&G and some Oil majors in an energy fund

I have been fairly content with this mix in the past but currently I'd be looking towards a reduction in UK equity component and an increase in Corporates/Fixed Income. But only at a slow rate if and when opportunities arise.

I'd share your concerns about the outlook for the UK economy, but equity prices don't seem too related to that.

I like to think that having some UK at least gives a bit of hedging against Forex wobbles, though its hard to actually quantify that.

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guantou
Posted: 22 January 2025 12:36:30(UTC)
#5

Joined: 05/09/2009(UTC)
Posts: 1,039
19%
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Elspeth Beaton
Posted: 22 January 2025 13:19:54(UTC)
#6

Joined: 11/12/2019(UTC)
Posts: 227
Equities-2% of Asse Allocation in a Vanguard FTSE AllShare Index tracker
Bonds-There will be some U.K. bonds in my Vanguard GlobalBond Index Fund
All in GDP
Aged 78-22 years rtd
xxd09
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Chalky W
Posted: 22 January 2025 13:59:58(UTC)
#7

Joined: 02/01/2020(UTC)
Posts: 364
All equities: UK circa 4%
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Newbie
Posted: 22 January 2025 14:34:45(UTC)
#8

Joined: 31/01/2012(UTC)
Posts: 3,816
circa 20%

Includes likes of
HSBC
BARC
Diploma
AHT
BUNZ
QQ
ALPH
RELX
WISE
PHNX
AJB
RIO
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Frank Spencer
Posted: 22 January 2025 14:56:02(UTC)
#9

Joined: 13/07/2019(UTC)
Posts: 220
28%
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AlanT
Posted: 22 January 2025 15:09:54(UTC)
#10

Joined: 23/07/2010(UTC)
Posts: 113
9.8%
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