By the way
From next year, faster payments will be edited so that if the sort code, account number and payee don't match the payment will be stopped
This will prevent redirections where you think you are paying Company A but the money is being diverted to an account not in the name of Company A. I have a friend who is currently fighting to get £25k or the goods from a company where the receptionist started sending out "we have changed our bank details" letters to customers who had payments due using company headed paper.
She ran the scam for four days and returned to Somewhereistan before anyone knew it had happened. The scamming team had placed someone inside each of the companies then set up a series of bank accounts all in names slightly different to the genuine company