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Royal London Short Term Money Market Fund
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mdss68
Posted: 09 August 2023 09:34:14(UTC)
#41

Joined: 20/09/2018(UTC)
Posts: 1,975
Johan De Silva;275765 wrote:
mdss68;275759 wrote:
MartynC;275756 wrote:
Johan De Silva;275753 wrote:


I am very happy with Royal London Short Term Money Market Fund.


Are you using the HL platform - I suppose you would get about 4.5% currently on the H-L platform ?



I am, and if you're asking do they charge me the 0.45% platform fee, yep.....they do like their pound of flesh!

Even so......

0.45% seems accessive these days and thankfully I am not on that.


I agree, and it's not quite the only fund I hold, but funds are in a rather small minority. For IT's in an ISA it's reasonable enough imho.

For everything else, there's Invest Engine - it is quite revealing as they're pretty transparent about what you're paying, and it's only the TER's of your chosen ETF's. 0.23% as I type :) But they only offfer the Vanguard MM ETF, and last I looked, only the income version.
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Peanuts
Posted: 09 August 2023 09:44:18(UTC)
#43

Joined: 16/02/2019(UTC)
Posts: 1,476
The main cost of the Vanguard mmf is the one-off transaction fee of 0.17
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MartynC
Posted: 09 August 2023 12:23:13(UTC)
#42

Joined: 02/11/2017(UTC)
Posts: 397

Thanks: 2517 times
Was thanked: 231 time(s) in 149 post(s)
mdss68;275766 wrote:
Johan De Silva;275765 wrote:
mdss68;275759 wrote:
MartynC;275756 wrote:
Johan De Silva;275753 wrote:


I am very happy with Royal London Short Term Money Market Fund.


Are you using the HL platform - I suppose you would get about 4.5% currently on the H-L platform ?



I am, and if you're asking do they charge me the 0.45% platform fee, yep.....they do like their pound of flesh!

Even so......

0.45% seems accessive these days and thankfully I am not on that.


I agree, and it's not quite the only fund I hold, but funds are in a rather small minority. For IT's in an ISA it's reasonable enough imho.

For everything else, there's Invest Engine - it is quite revealing as they're pretty transparent about what you're paying, and it's only the TER's of your chosen ETF's. 0.23% as I type :) But they only offer the Vanguard MM ETF, and last I looked, only the income version.



Invest engine also offer the following etfs -
XTRACKERS II GBP RATE SWAP UCITS ETF (XSTR) - income
and LYXOR SMART CASH C GBP UCITS (CSH2) - accumulation.
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2 users thanked MartynC for this post.
dlp6666 on 10/08/2023(UTC), mdss68 on 06/10/2023(UTC)
Peanuts
Posted: 06 October 2023 06:44:41(UTC)
#44

Joined: 16/02/2019(UTC)
Posts: 1,476
Vanguard mmf - 0.45% for September
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1 user thanked Peanuts for this post.
Phil 2 on 07/10/2023(UTC)
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